Personal All Risk

The personal all risk section provides cover for items on a specified and/or unspecified basis meaning that the items insured under the personal all risk specified basis needs to be noted individually with individual insured amounts.

Items insured on the all risk specified basis are typically items which leave the premises with a value of more than a Rl,000-00 per item such as jewellery, sporting equipment, cell phones, laptops, tablets, sunglasses etc. Items insured on the all risk unspecified basis are typically items which leave the premises with a value of less than a Rl,000-00 and the sum insured is based on a set sum insured.